Screening

Screening helps determine whether a customer, beneficial owner, beneficiary, wallet, bank account, or transaction requires review.

Types of screening

Depending on product and partner, screening can include:

• Sanctions list screening.
• PEP screening.
• Adverse media checks.
• Business registry checks.
• Bank account validation.
• Wallet or address risk checks where relevant.
• Country and corridor restrictions.

Screening timing

Screening can occur during:

• Account onboarding.
• Beneficiary creation.
• Payment creation.
• Payment processing.
• Periodic account review.
• Changes to ownership or business activity.

Outcomes

Outcome	Meaning
clear	No blocking issue found.
review	Human or partner review required.
requires_action	More information is needed.
blocked	Workflow cannot continue.

Customer experience

When screening requires action, CashXChain may request more information, documents, or clarification. Do not create duplicate payments to bypass review.