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Travel Rule

The Travel Rule requires certain information about originators and beneficiaries to accompany qualifying transfers, including some crypto-asset transfers.

CashXChain role​

CashXChain structures and attaches required data fields to payment instructions where relevant. Regulated partners are responsible for collecting, verifying, transmitting, and enforcing Travel Rule obligations where they provide the regulated service.

Typical data fields​

Depending on corridor and product, required data may include:

  • Originator name.
  • Originator account or customer identifier.
  • Originator address or country.
  • Beneficiary name.
  • Beneficiary account or wallet identifier.
  • Beneficiary address or country.
  • Transaction amount and asset.
  • Purpose or reference.

When additional information is required​

A payment may move to requires_action if required originator or beneficiary information is missing, inconsistent, or rejected by a partner.

Developer guidance​

  • Use structured fields instead of free-form metadata.
  • Keep beneficiary records current.
  • Provide purpose of payment where required.
  • Handle requires_action events in your integration.
  • Do not submit placeholder information in production.