Key features
CashXChain combines a developer-friendly API, a business-grade payment model, and a compliance-aware orchestration layer.
API-first infrastructure
Every core workflow is available through the API: accounts, onboarding sessions, balances, FX quotes, beneficiaries, payments, webhooks, statements, and audit records. The dashboard uses the same concepts as the API, which keeps operational and technical teams aligned.
Fiat-native user experience
Business users work in familiar terms: EUR, USD, local currencies, invoices, suppliers, customers, statements, and payment references. They do not need to manage wallets, gas, seed phrases, or blockchain explorers.
Multi-currency balances
CashXChain gives businesses a unified view of balances across currencies, accounts, wallets, and partner rails. Balances can be available, pending, reserved, or restricted depending on settlement state and compliance review.
Quote-driven FX
FX is handled through explicit quotes. A quote defines the source amount, target amount, rate, spread, fee, expiry time, and route assumptions. This gives finance teams predictability before committing to a transaction.
Payment orchestration
CashXChain normalizes many operational steps into one lifecycle: instruction created, checks initiated, authorized, processing, settling, completed, failed, returned, or cancelled. Teams integrate once and support multiple corridors, currencies, and payment types over time — starting with the cross-border and B2B cases that benefit most.
Webhooks and event timeline
Real-time events help platforms automate customer messaging, reconciliation, exception handling, and internal operations. Each event includes stable identifiers, timestamps, environment, resource type, and signature headers for verification.
Compliance-aware architecture
CashXChain collects and structures information required for business verification, beneficiary setup, risk assessment, purpose of payment, and partner execution. Regulated partners perform regulated checks and execution where required.
Audit trail and reconciliation
Every payment has a timeline, metadata, references, related quote, fee breakdown, partner status mapping, and downloadable statements. This makes CashXChain suitable for finance teams that need traceability rather than consumer-style payment history.
Sandbox-first integration
The sandbox environment lets developers create accounts, simulate onboarding states, request quotes, send test payments, receive webhooks, and validate operational edge cases before production.