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Fraud prevention

CashXChain combines account controls, partner checks, risk signals, and operational workflows to reduce fraud risk.

Fraud risks​

Common risks in B2B payments include:

  • Account takeover.
  • Fake supplier or invoice fraud.
  • Beneficiary manipulation.
  • Social engineering.
  • Payment redirection.
  • Smurfing or transaction splitting.
  • High-risk corridors or counterparties.
  • Compromised API credentials.

Platform controls​

CashXChain can support:

  • Beneficiary verification workflows.
  • Role-based access control.
  • Approval thresholds.
  • Payment review queues.
  • Velocity limits.
  • Corridor restrictions.
  • Audit logs.
  • Webhook alerts.

Customer controls​

Customers should implement:

  • Multi-factor authentication.
  • Out-of-band beneficiary verification.
  • Dual approval for large payments.
  • API key secret management.
  • Monitoring for abnormal payment patterns.
  • Clear internal escalation paths.

Risk scoring​

CashXChain may apply risk scoring based on account profile, beneficiary details, route, amount, frequency, geography, and partner screening outcomes.

Suspicious activity​

Payments may move to requires_action, screening, restricted, or failed if risk signals require review or partner intervention.